Palaniappan conceded that clients who don’t tip need to manually reset it, which seems to beat the goal of this program.

Palaniappan conceded that clients who don’t tip need to manually reset it, which seems to beat the goal of this program.

The app suggested tipping 9 or more for a one-week, 100 loan, in order to “pay it forward to someone else,” according to screenshots of the app provided to The Post by Smith while skipping the tip altogether is an option. Users whom choose out from the tip, meanwhile, is able to see their borrowing restriction capped at as low as 100 per pay duration. It is not clear just what other criteria Earnin utilizes to find out borrowing limits, but a minumum of one of these seems to be whether a person assists the software expand its company.